This government-backed loan allows you to fund the entire project, including the construction, lot payment, and permanent mortgage, in one easy-to-understand loan. This loan package can even be used to purchase a modular home!
  • Minimum 640 credit score.
  • 3.5% down payment is required at closing.
  • Amount of loan available varies by county.
  • Construction must be a primary residence.

Our FHA construction loan is available to any borrower who meets the minimum criteria above. This includes first-time buyers, as well as repeat buyers. If you have your heart set on building a new home, we’ve got the tools and experience to make that happen.

Why Choose Us?


Our experience has allowed us to streamline the process of funding your new project. We help you understand each step and gather the needed information upfront, taking the worry and stress out of funding your dream.


We are good and we are FAST. With thousands of loans under our belt, we know what’s needed to get you to the closing table as quickly as possible….faster even than your bank!


A dedicated loan officer will walk you through the entire loan process. Any questions you have will be answered upfront, before any process is complete. With us, there are no banker ours; we answer your questions when you have them, not days later.

The Benefits

An FHA construction loan takes what’s good about a traditional FHS mortgage loan and combines it with the benefits of a construction loan. These benefits include:

  • Short-term loan
  • One time closing
  • Fixed interest rates
  • Insured by the Government

Applying for an FHA construction loan can be a difficult process; you need a team of experts on your side helping you along the way. If you have any questions or are ready to get started, reach out to us today. Your dedicated loan officer is standing by.

Construction Loan Experts Since 2001.