Designed to help you both purchase AND renovate your dream home, this loan type gives you the flexibility you need in one monthly payment. Take the good bones of your new house and turn it into your own paradise with stress-free funding.
  • This loan MUST be used to purchase AND renovate your home.
  • Also known as a 203(k) loan, we streamline the process to get your project underway faster.
  • Minimum 640 credit score.
  • 3.5% down payment is required at closing.

If you are looking to buy a fixer upper, our renovation construction loan is perfect for you. Everything, including the cost of repairs is included in a single mortgage with no worries of having to refinance later. This allows you to immediately start on the repairs, meaning you get to move in faster than with traditional funding.

Why Choose Us?


Our experience has allowed us to streamline the process of funding your new project. We help you understand each step and gather the needed information upfront, taking the worry and stress out of funding your dream.


We are good and we are FAST. With thousands of loans under our belt, we know what’s needed to get you to the closing table as quickly as possible….faster even than your bank!


A dedicated loan officer will walk you through the entire loan process. Any questions you have will be answered upfront, before any process is complete. With us, there are no banker ours; we answer your questions when you have them, not days later.

The Benefits

When you get a renovation construction loan, the valuation is based on what the home will be worth AFTER the repairs. Some other benefits include:

  • Ability to include permits and fees into the loan
  • Contingency reserves
  • Have the renovations be covered through the loan rather than financed after closing.
  • Fixed interest rates

From the paperwork to the builder review, the process is daunting to many borrowers. That’s why it’s important to work with an experienced lender. We have a dedicated loan officer standing by; there’s no better time to get started on your renovation construction loan.

Construction Loan Experts Since 2001.